Financial wellbeing for schools, workplaces and families

Someone to ask
about money.

We're financial planners, accountants, mortgage brokers and insurance specialists working as one team. Schools and workplaces give their people a private link, and they book a confidential chat with us whenever they need.

60+ lenders · 5.0 Google · $0 broker fee on most home loans*
Trusted by organisations
UniLodge Essence Minor Hotels The Royal Melbourne Hospital The Women's Australia Post
Who we work with

Three ways to use Lendera.

Whether you're a school, an employer or someone who needs personal financial help, we've got a way in.

For schools

Free for schools. Private sessions for teachers, staff and families.

Find out more →

For workplaces

Your EAP covers the mind. We cover the money.

Find out more →

For individuals and families

Home loans, tax, super and life insurance. Your first chat is free.

Book a free chat →
How it works

Simple to get started.

For schools and workplaces. There's nothing to run and nothing to manage after the link goes out.

A quick call

Tell us about your organisation and who you'd like the service to reach. Takes about 15 minutes.

We set up your private page

Your own booking link with your organisation's name on it. Just for your staff, teachers and families.

You share the link

In a staff email, on the intranet or in the school newsletter. That's all you need to do.

They book a private session

Your people choose a time, pick a topic and talk to us confidentially. In person or online.

What people get

One team. Four disciplines.

Sessions with a planner, accountant, broker or insurance specialist, in person in Sydney and Melbourne or online anywhere in Australia.

Financial planning

Goals, budgeting, super, retirement and building long-term wealth.

  • Superannuation and retirement
  • Budgeting and cash flow
  • Investment fundamentals
  • Estate planning basics
Book a session →

Accounting and tax

Tax returns, deductions, payslips and record-keeping, done simply.

  • Tax return lodgement
  • Work-related deductions
  • ABN and self-employment
  • Record-keeping basics
Book a session →

Mortgage broking

Home loans, refinancing and investment property from 60+ lenders.

  • First home buyers
  • Refinancing and rate checks
  • Investment property loans
  • $0 broker fee on most home loans
Book a session →

Insurance

Life cover, income protection, TPD and trauma, inside and outside super.

  • Life insurance review
  • Income protection
  • TPD and trauma cover
  • What you've got through super
Book a session →
Lendera Rewards

Everyday savings on top of every session.

Every Lendera client gets the card, including staff and families who come through their school or workplace. Discounts at 500+ retailers on groceries, fuel and everyday spending.

$1,200/yr
Potential savings per household*

Exclusive discounts at 500+ retailers, on the things people already buy every week.

GroceriesHousehold essentials from leading supermarkets.
Fuel & transportSavings with major fuel providers and transport services.
ShoppingFashion, electronics, home, beauty and more.
Travel & diningAccommodation, experiences and eating out.
Health & wellbeingHealth insurance, fitness and optical offers.
Bills & servicesUtilities, insurance, mobile and internet.
Digital member cardOn your phone, ready to use in store and online.
Monthly giveawaysEvery month, members go in the draw for something extra.
Referral rewardsIntroduce a friend or colleague and get rewarded.

*Potential annual savings based on typical household spending and available participating offers. Actual savings depend on where and how much you shop.

Topics we cover

Anything to do with money.

Sessions aren't limited to a list. These are the most common topics people bring to us.

01

Budgeting & cash flow

Building a budget that holds up, and managing irregular income and expenses.

02

Understanding super

How super works, contributions, fees, and why the early years matter.

03

Tax essentials

Payslips, deductions, lodging a return and record-keeping made simple.

04

Credit & debt

Credit scores, cards, BNPL and personal loans, and how to get on top of debt.

05

Buying a home

Deposits, borrowing power, government schemes and what lenders look for.

06

Investing fundamentals

Risk, diversification, compounding and the difference between saving and investing.

07

Protecting what you have

Life insurance, income protection, and the basics of wills and estate planning.

08

Scams & financial safety

Recognising common scams and protecting your accounts and identity.

Something else on your mind? Bring it to your session.

Already got a home loan? Check you're not overpaying.

Most people haven't reviewed their rate in years. We compare 60+ lenders and there's no broker fee on most home loans.

Life and income insurance

Is your family covered if something happens?

Life cover, income protection, TPD and trauma. We'll check what you've got through super and whether it's enough.

Life insurance Income protection TPD Trauma cover
Book a free cover check
What we look at
  • What cover you already have through super
  • Whether the amount is enough for your family
  • How income protection works and what it costs
  • Options for cover inside and outside super
  • Any gaps in your current policy

No obligation. If you want to make changes afterwards it's your call, and we explain any costs upfront.

Our commitment

We're here to help,
not to sell.

However you came to us, through your school, your workplace or on your own, you'll get the same honest advice. There's never any pressure to take things further.

No pressure

Our sessions are about understanding money, not buying products. If you want more help later, that's your call, and we'll tell you any costs upfront.

Real practitioners

You'll talk to the planners, accountants, brokers and insurance specialists who do this every day.

Confidential

Your school or employer never sees who books or what you discuss. What you tell us stays with us.

Plain English

No jargon. Straight answers, even when the honest answer is "it depends".

What clients say
5.0 on Google
First Home Buyer
★★★★★

"It's been a year since the team helped us with our very first home. We had no clue about the process but they patiently explained everything step by step. We're still very thankful."

Ebenezer R.
First Home Buyer
★★★★★

"The team were amazing in our recent property purchase. Being first home buyers, we really appreciated all their guidance."

Bhavisha R.
First Home Buyer
★★★★★

"I used Lendera to get my first home loan and had a great experience. I consulted with other brokers but felt more comfortable with the team. They took the time to understand my situation."

Jake M.
First Home Buyer
★★★★★

"We used Lendera for our first home loan and had a great experience. They really look at the customer needs and guide the situation in a timely manner. Highly recommend."

Jhansi R.
First Home Buyer
★★★★★

"Really amazing to get my home loan process done with the team. So helpful from start to end, as a first home buyer they explained every step. Highly recommend."

Vinod K.
Refinanced
★★★★★

"I was looking to refinance and the team was great throughout the whole experience. Extremely knowledgeable and very helpful. Managed to get me a much better rate than what I was paying!"

Warren L.
Ongoing Rate Advice
★★★★★

"I messaged back and forward for about a year for advice about my mortgage and each time the team responded so quickly with very thorough and detailed advice. They place themselves in your shoes and put you first."

Rose-Megan H.
Refinance & Equity Release
★★★★★

"The team not only helped us secure the property we needed, but also helped us pay out our car loan, plus still holding sufficient amounts to buy the necessities for the house. Our family is so grateful."

Gospel R.
Negotiated Better Deal
★★★★★

"The team doesn't rush to conclusions. Rather, will wait a little longer if there's any hope of a better deal in the customer's favour. Patience and passion, yet full professionalism."

Shafi A.
Approved After Others Said No
★★★★★

"After meeting a few mortgage brokers everyone said because of my financial situation I won't get a loan. The team worked around it and got approval within a week."

Uday R.
VHF Refinance
★★★★★

"I spoke with several brokers, but most were not familiar with the VHF process. The Lendera team was responsive, proactive and willing to work through it properly. From first conversation to settlement booked took about a month."

Clinton T.
Common questions

Questions we get a lot.

Is it really free for schools?

Yes. Free for the school and free for staff and families. No cost, no setup fee and nothing for the school to manage.

What does it cost for workplaces?

A flat annual fee based on team size, paid upfront. Staff pay nothing to book a session.

Will my school or employer know I booked?

No. Bookings and conversations are confidential between you and Lendera. Your school or employer never sees who books or what you discuss.

Will I be sold anything?

No. A session is about understanding your situation and your options. If you want more help afterwards it's your choice, and we tell you any costs first.

I'm not with a school or workplace. Can I still use Lendera?

Yes. Anyone can book a free first chat, and there's no broker fee on most home loans.

Can you check my insurance?

Yes. Most people have some cover through super and don't know how much. We'll go through it with you, check if the amount is right for your situation, and explain your options.

Get started

Tell us what you need.

Whether it's advice for you, a white label program for your school or workplace, or a rate check, fill this in and we'll call you back.

  • Free first consultation, no obligation
  • We'll call you back within 2 hours, 7 days, 9am to 9pm AEST
  • In person in Sydney and Melbourne, or online anywhere in Australia
  • Schools, workplaces, families and individuals all welcome

Request a call

We'll call you back within 2 hours, 7 days, 9am to 9pm AEST.

Money's easier when someone
explains it properly.

Planning, tax, insurance and lending advice, in plain English.

Book a free chat Browse rates →

Request a call back

We'll call you back within 2 hours, 7 days, 9am to 9pm AEST.